Gather a Staples sq. ivory tag, cut-apart from Be Jolly!, Cut a 2 7/8" x 4 1/4" pieces of North Pole, & a 8"x 4" piece of Kris Kringle scored at 4". Round the corners & ink edges as shown.

Adhere the red side of the card to the back of the Cheers square tag leaving a border on the left side & bottom. Place adhesive on the tag so that you don't have glue showing through the Cheers word.

Cut two 4" strips from North Pole & adhere on the left & right as shown, about 3/8" from the sides. Thread some red twine thru a chipboard button and adhere to the tag, covering the eyelet as shown.

Adhere the 2 7/8" x 4 1/4" piece of North Pole to to the front of the tag as shown.

I used Scrapbook Adhesives Crafty Foam Tape on the back of my cut-apart card to pop it up.

Adhere over the North Pole layer, leaving a border all around as shown.

Tie a pretty bow at the top of the tag and you've got a simple, but elegant card.

For the policy envelope, cut a piece of North Pole 2 7/8" x 4", center & adhere to the front of the policy envelope as shown.

Scrapbook Adhesives Adhesive Sheets are a great way to adhere intricate pieces such as this flourish. Just adhere an adhesive sheet to the back of your cardstock and diecut .

Adhesive Sheets are great to use with punches too. After I diecut my flourish, I punched out holly leaves from the left over cardstock.

Trim out the Seasons Greetings cut-apart from Be Jolly! and use Crafty Foam Tape to pop it up.

Finish assembling as shown. Add a pretty bow to the tag & place at an angle. Peel the backing from the flourish & adhere on the left side.

Add some pretty poinsettias and tuck in some holly leaves. Use Stickles to give it all some sparkle.

Finished Policy Envelope and Tag card.