First step: Go to the Pic Collage app
Second step: Tap in the text to create a new collage
Third step: Tap to the picture to choose a background
Fourth step: Tap to the second picture and choose to put a photo using the camera, to put a photo of the camera roll, to put a photo of the internet, to put a text...
Put the photos you want
And the text
Fifth step: Tap in the third picture to share the collage or more actions for example: save to camera roll, send by e-mail...
The creator of this guide has not included tools