How to choose a credit card to maximize your rewards

TPG Maximizer analyzes a consumer's credit card spending and recommends new credit cards based on the individual's purchase habits.

6
STEPS
TOOLS

Go to https://maximizer.thepointsguy.com to get a recommendation about the perfect card to add to your wallet.

Go to https://maximizer.thepointsguy.com to get a recommendation about the perfect card to add to your wallet.

Add your cards in your wallet. No personal info is needed. Just tell it the type of card.

Add your cards in your wallet. No personal info is needed. Just tell it the type of card.

You can search for your card by name or select from the most popular list.

You can search for your card by name or select from the most popular list.

Once you click a card, confirm that it is correct and add it to your wallet.

Once you click a card, confirm that it is correct and add it to your wallet.

Once all your cards are in your wallet, continue with your goals and preferences.

Once all your cards are in your wallet, continue with your goals and preferences.

Answer a few questions about your goals and preferences.

Answer a few questions about your goals and preferences.

Enter your household income. This information is only used to provide an average baseline of how much you spend on top categories on the next screen.

Enter your household income. This information is only used to provide an average baseline of how much you spend on top categories on the next screen.

Adjust the sliders to estimate how much you spend each month on your credit cards for each category.

Adjust the sliders to estimate how much you spend each month on your credit cards for each category.

Get a recommendation on what card you should get and an estimate of how much you'll earn after 1 year and 3 years based on your past spending.

Get a recommendation on what card you should get and an estimate of how much you'll earn after 1 year and 3 years based on your past spending.

See how your new wallet compares to your current wallet and a breakdown of your spending.

See how your new wallet compares to your current wallet and a breakdown of your spending.

If you want more accurate data, you can connect to your credit card bank accounts.

If you want more accurate data, you can connect to your credit card bank accounts.

Get your new card and start maximizing your rewards for extra cash back or travel. Go to maximizer.thepointsguy.com to get started!

The creator of this guide has not included tools